On LinkedIn, I recently uploaded a post that had a graphic recording themed on the discussion of mobile banking unpacking challenges, opportunities, the pillars of the ecosystems and the key stakeholders in the markets. It was a piece of art and knowledge that was created about 4- 5 years ago, and however powerful the discussions in the room, the micro-themes still echo the non-silver bullet industry that’s catapulted Africa’s invitation to the global seat of innovation, and particularly financially inclusion. Although the hotbed of the financial inclusion conversation is mobile money in Africa, in this article we’ll explore and propose ways to continue enhancing the distribution mechanism of mobile to employ an economically inclusive society.
Exploring Mobile Money Mission
It was not so long ago when MPESA launched in Kenya, and successfully so that not only did it grant Africa the opportunity to drive the mobile money conversation and allow the unbanked to access financial products but, for some, create and enhance digital footprint, and a chance to be economically active.
Traditional banks notoriously have, for a long time created financial products that were only accessible to the middle class and above, those who were already economically empowered. In the exclusivity of these financial products, the role of startups, data (open or big) and technology became important in leapfrogging the traditional banking industry and getting credit right. The rise of the living standard in emerging markets also created an opportunity for the mobile economy to continue to thrive, whether with an Android phone or if you’re living in the townships.
Who Gets to Participate?
According to research by the PEW Research Center, in emerging economies, the population in some of the poorest communities do have access to a mobile phone, even though the ownership is not of a smartphone. What this does, is that it gives rise to Opening Demand so that the non-digitally savvy citizens may participate, and Supply Inclusion for manufactures, such as now, the new smartphone manufacturer in Africa with the Mara Phone Project.
Mobile money products bank on the vision of a society where the individuals are economically active and visible, from women owned businesses who in some economies didn’t have access to credit to spaza shop owners and the super paranoid cashless user. And in doing this, it is also giving them a digital footprint, and an identity that is tailored for edifying their lifestyles as well as their businesses and financial products.
However, the cost of this inclusion also comes with its own price for the service providers, which includes finding ways to enhance the user and experience centric for the customer.
The Cost of Digitisation, for the Supplier
The high level of customisation to operate in data-lite countries, where data is not enriched and infrastructure is needed to augment results is quite costly. At this moment, this is where the call to government to participate in the market is quite loud in knowledge sharing spaces like conferences and roundtable discussions – an opportunity to serve its citizens better, create more competitive markets and empower lessening the digital divide.
Looking at creating cheaper solutions will cost spend of engineering and predictions analytics, investing in more talent, having the processes to refine the data in order to have more value, the urgency to transform through infrastructure and the list goes on to be an enabler. The return on investment in this cost is not in just the adoption of more products, but also in customers being better informed and better buying customers.
What’s In It For Me, the Consumer?
For a customer like myself, I’m constantly looking for ways to continue leaving my credit and debit cards at home and having my own money market on my phone. The question of “What’s In It For Me?” is what’s constantly at the back of a consumer’s head, whether one has a mobile phone that’s a smart or feature phone – all phones matter.
For the smartphone user, products like Whatsapp, Google Suite, UBER, Booking.Com and BiNu or Facebook which states that 94% of its 170 million African users access the platform via mobile, and with even 100% of the Nigeria population accessing it through mobile. And for feature phone users, products like Mobile Banking, Bwenzi Lathu, JUMO, Kopah Doh or Telecommunications Services are also what make this particular phone a market of the present and future.
While we wait on the digital divide to close and for an all inclusive society, let’s be mobile and invite stakeholders to continue creating enabling ecosystems and environments to innovate for a thriving present and future mobile market.
As I write this blog post, I’m looking at my vision board, with some spaces left to fill throughout the year and I’m affirmed of the great things that I can do if I avoid not the hard work that is required in order to make these visions a reality. It’s the second annual vision board that I’ve made, and the difference in this one I can tell is in the devilish details on intentionality. Facilitated by Selebogo Molefe who is an entrepreneur and social activist, and joined by some industry peers, the journeying into 2019 through a Vision Board Retreat took place in Bilene, Mozambique and it was an experience of a lifetime.
Missioning to Mozambique
From Johannesburg in South Africa, the drive to Bilene was a 13 - 15 hours (with stops in between), and the moment you enter the Lebombo Border, you collide with the true realities of an emerging country, one that can’t be veiled by the islands and palm trees that the tourism industry promotes. Once you get to the border, the hustle for the best sim card and cash exchanges is sold to the best negotiator and if your Shona or Portuguese is great, you may even get a local price. The road stretches for a couple of hours to Bilene from the border, and as a result we arrived in the evening, having left quite mid-afternoon. Informal trade, the hypervisibility of Vodacom and Mpesa and versatile coconuts palm trees were some of the sights seen around Bilene that were hard to miss.
Vision Boarding ...
The initial trip for Mozambique came about through a post on Facebook that asked for the audience to do something with a difference, and do so in the company of like-minded individuals with the picturesque Bilene and its blue waters to serve as the ultimate inspiration – who’d say no to this work and play vacation? The vision board facilitation concluded personal business model canvases, skillset inventory and an instant personal board of advisors as sound boards and accountability sponsors to your visions to mention a few. Over the course of the days, one got an opportunity to refine and add, fill the board up as the days or weeks go by that followed as you ushered into the new year.
Beautiful Bilene ...
In as much as we worked hard, we played as hard across the city. Having spent the few days in Mozambique in December, the weather was quite favourable and saw temperatures rising to as much as 34 degrees Celsius, which saw the perfect opportunity to rent a speed boat and delight in the beauty of the lagoon of Lake San Martinho with some gin and champagne. With some of the best seafood I’ve tasted, the group and I visited local restaurants which served the most amazing seafood. It’s not only the beach and seafood that Praia Do Bilene can boast about, it’s the various marketplaces that I couldn’t resist shopping at, I must admit that the strong South African Rand to the Mozambique Metical did help acquire a couple of headwraps and materials, and a most gorgeous red beach bag. On the last night of the trip, we took a sunset drive to Lake Uembje while sipping on some cocktails, to take in the last nightly view of this experience, and later hosted a house party with some of the friends that we’d made along our stay.
Bilene was a vision, one that allowed me to see the beauty of the picturesque islands that its commonly known for and what the tourism and trade industry doesn’t want us to see, what at the end of the day doesn’t appear on the retreats pages of blogs. Most importantly, this trip was a retreat that was invested in recharging in personal growth strategies and networking to what will be an incredible year of actualising visions.
Contact the Organiser
To find out more information about the next Vison Board trip to Mozambique, together with all inclusive costs (excluding flights to Johannesburg), please email firstname.lastname@example.org . The November/December retreat amounted to R6890 ($499) .
When discussing emerging markets and the future of work and profit, “Data is the new oil” is an expression that has solidified its place in the conversation. If data is the new oil, as the popular phrase goes, then data is our most valuable resource, it powers almost everything we use today to work, move and live, and it is virtually unusable if unrefined.
Innovating beyond proprietary data is becoming more and more important. This is especially true in Africa, the continent that some of the world’s youngest and fastest growing economies call home, where business intelligence and revenue models are calling for a new framework of doing business. This framework, the open innovation ecosystem – where a good number of leap-frog innovations are necessary – requires the need for speed through collaboration from not just the private sector, but the public sector and its stakeholders – such as universities and innovation agencies – as well as the agility and prowess of startups.
Companies across the continent are using external data in addition to their internal data, to better understand and pursue new business developments in the continent’s innovation ecosystem. Here, we’ll explore how African corporates are innovating intelligently which is resulting in the ability to make better business decisions.
How It’s Being Played Out IRL
In his book Outside Insight: Navigating a World Drowning in Data, Meltwater’s founder, Jorn Lyseggen, unpacks the edge of the intelligence and value that both proprietary and third-party data has an impact in, in what he calls the “new decision paradigm,” giving corporates a competitive advantage and enhancing their decision making.
One of South Africa’s oldest banks recently invested in Cape Town-based aerial data-analytics startup, Aerobotics, which makes use of aerial imagery and machine learning algorithms to solve problems in the agriculture industry. Of course, the options for using the same technology and concept across industries like finance and insurance, are endless. This bet on the technology of drones and data science was a deliberate focus on the strategy of the future of agri-finance for the major bank, understanding and recognising that in an aim to win more business, the third party data and use of Aerobotics technology will be a shift in new business and product development across customers and competitors for the corporate.
And, with technological trends like artificial intelligence (AI), advanced analytics and cloud computing, one way in which Accenture in South Africa is making and informing industry with their data, and leveling up competitive intelligence is through thought leadership positioning. This has enabled Accenture to create and enable themselves and other companies to change how people work and live beyond industry, like platform economies through their intelligence, and thus influencing the business intelligence of industry through data.
African businesses are thinking about ways to truly innovate under a framework of open innovation, even though the resources and capabilities may not always be plentiful. Accenture’s Technology Vision 2018, revealed that “ … South African executives (73%) agree with their global counterparts (79%) that organisations are basing their most critical systems and strategies on data, yet many have not invested in the capabilities to verify the truth within it.” Herein lies the opportunity to better scope the future of African innovation.
2020, 2025 and 2030 agendas set by organisations and corporates are not too far from actualisation, and the reality is that innovation is not self-driving but it’s a social concept that needs humans to execute visions. The appetite and curiosity for this new oil that is data and operating through the framework of open innovation is at its peak for intelligent enterprise, so how do we prepare for such innovation?
These present future institutions are the pipeline of talent that will be nurturing the future of work in businesses and its tools in order for us to be technology ready, and to have a workforce that is future-proof.
According to the Global Entrepreneurship Monitor (GEM), the latest report for South Africa has revealed that the country’s entrepreneurial activity is as its highest level since 2013; this is good news, and in order for SMMEs to continue playing their role in the economy, we need to cultivate the space.
Perhaps more entrepreneurs are needed, my argument lies in the kind of capital that’s invested to groom and scale the current businesses that we have to produce the quality entrepreneurs that the country needs. A matter of quality of quantity. In order for this space to thrive, more capital, intentional collaboration and a government enabling and agile platform needs to be enabled.
Open Innovation Culture
The new kind of innovation that’s occurring across industries is able to be done through collaboration. This kind of culture allows for more opportunities to develop products, new customers, charter new territories of innovation and technology, add value to proprietary data and so many new possibilities.
Keep Learning, Keep Going
Lastly, in order to truly crack the code of innovation, this opportunity needs to be taken from a systematic, actionable perspective. Modest investments are being made to continue to study the strategic, operational, regulatory and societal implications of data and intelligence in South Africa’s industries and more capital needs to influence policy. In order for South Africa to participate in such an economy, more research needs to conducted so as to play the game and create an environment where intra-trade may happen.
The Future of Africa
The biggest, oldest and most established companies are most vulnerable to disruption and innovation and the way to beat archaic systems and not end up like a Blackberry or Kodak is to not just look at a company’s proprietary resources and capabilities, but to establish an innovation culture that’s for the present future. In order for Africa to truly be at the forefront of innovation globally, and be prepared for such, all stakeholders will need to realise that innovation requires the trust of stakeholders to collaborate, and the risk appetite for new technology and data to penetrate businesses and the lives of customers to enhance them and make intelligent paradigm-shifting decisions.
This article was first published on Meltwater.
It happened! Exactly a month ago on the 24th of July, I turned 24 years old, and as you’re aware – it was my crown birthday and since those only come once in a lifetime, a birthday solocation seemed the only reasonable way to celebrate this new age. Early in 2018, I had planned a trip with a girlfriend of mine, which unfortunately didn’t work out, but I was determined to add another stamp onto my passport and see at least one country in Africa; this was the birth of Birthday Solocation. I’ll admit, this adventure cost a little more traveling alone (around R20 000), but the picturesque island of Mauritius and the friendliness of the Mauritian Rupee to the South African Rand were pretty compelling arguments for me. The adventure awaited …
Traveling to an African island is on my 2018 vision board, so I had started saving earlier to actualise this goal, and it was between Seychelles (which my budget wasn’t ready for unfortunately), Mozambique (the unfortunate failed trip) and Mauritius. After some research and comparative pricing with flights and accommodation, I settled on an Africa Stay package (assisted by Karlien) which included return flights with Air Mauritius (and airport transfers), a 5 night stay at 3 star Tropical Attitude Hotel (all inclusive) and complementary activities to mention a few. I’ll admit, the reason why I chose to go via the agency route is because I was intimidated at the thought of navigating a foreign place on my own, this option also saved me time, and it was with a reputable firmUpon my arrival on the evening on July 26th in Mauritius (+2 hours ahead of South Africa), I had the chance to have a walkabout at my hotel, and after I was settled, very pleased to find that they stock and import a lot of South African wine, so I was right at home. Through Kreola, I was assigned an incredible agent, Marie, who came to my hotel and helped me choose a series of activities over the duration of my stay and making a decision to not do them all was one of the toughest I’d had. Two of my favourite trips including island hopping (including Ile au Phare, Ile de la Passe, Ile aux Aigrettes) on The Love Boat (did I mention the Nigerian and SA playlist was fire?), a tasting and private tour of at Premium Distillery Rhumerie de Chamarel and visiting the capital city of Port Louis and Pamplemousses Garden which is not too far from the capital.
I could not have asked for a better way to usher me into this new chapter into my life, perhaps learning a bit of French or Kreole before I left for Mauritius might’ve given me a bit of an edge as a tourist, but these are a part of the learnings of traveling. Traveling alone as woman in a foreign, I ofcourse was worried about my safety, which was another reason why I chose to do this trip via agencies, I needed that confidence – and I have to say, I felt quite safe in the Mauritian streets, even in the evening. Coming from the airport, I even forgot my bag which had my laptop, router, wallet, passport and just about everything my life was about but I went to the Airport Police Station the following morning and ALL my belongings were intact.
I definitely would love to do this more, inside my country and outside my continent, not only to add more stamps to my passport but to add to the confidence of traveling alone and enjoying being challenged by one of life’s great litmus tests. I’d definitely love to commit to another birthday solocation next year for my 25th birthday, I’m thinking Thailand and cruising on their islands, the gorgeous Caribbean or the undisputed Contiki trip across a couple of European countries. Where’s your next vacation? I’d love to hear more from you!
One of the most archaic, traditional systems in the world is getting a facelift, it’s being disrupted from the outside in at a pace that is necessary for the sector to grow. Banking is being turned on its head through the agility and prowess of fintech startups across the globe, and interesting to me is the revolution of partnerships with startups that’s making the threat a sweetened growth hack opportunity.
More and more, we’re beginning to see the quite intentional innovation through large corporates, particularly banks with the agenda of strategic partnering with fintech startups to not only tell a good story but innovating with the intent of incrementally and radically transforming products within the bank’s objectives.
In Africa, we’ve seen successful partnerships like ABSA through their RISE signing POC deal with Peach Payments to test their product and Nigeria’s GT Bank investment in Accounteer with live integration to enable the bank’s financial services are prime examples of how the fintech dream team has mutual benefits for both entities.
Leverage the Open Innovation Agenda (Data, Infrastructure and Technology)
Innovation is expensive, and as disruptive as the process is and as sexy of a story it is to tell, the selling of innovation is nothing compared to the sweat equity involved to successfully take a product to market from ideation. One of the most heartbreaking cycles is witnessing a startup working with an entity, be it an accelerator or a bank with the intention to scale or prove a concept, and the innovation agendas are not aligned. Once the alignment is recognised and relevant, for the bank be it to incrementally or radically innovate their products which has an impact on their systems, or a growth hack opportunity for revenue and having more customers, and adding value to their data and technology. Whereas, the opportunity for startups usually comes in at acceleration of proof of concepts, going to market faster through capital investments and other capabilities and the chance to build on top of the infratrsucture of the bank through open integration.
Access to Capital, Network and Domain Expertise
As I mentioned in the previous paragraph, the opportunity to support startups from the bank’s perspective comes in at monetary investment capital, access to the network that of the bank and the knowledge sharing through domain expertise. In 2017, Merrill Lynch South Africa and Royal Bafokeng Holdings in partnership with Rand Merchant Bank’s Alphacode invested over R4 million in 4 fintech startups for the development of these high impact startups. Through Alphacode, fintech startups like Bankymoon, Livestock Wealth, Slide and Commuscore to name a few have to had access to resources such as an advisory network and a co-working space available.
The Opportunity to be a (First) Customer and The Acquisition
One of the most celebrated bank(able) fintech dream team partnerships is between startup Firepay and Africa’s biggest bank, Standard Bank to launch Snapscan. This partnership worked because of the aligned innovation agendas, and provided Standard Bank the opportunity to provide a solution to and grow their customers and supported the bank’s emerging payments strategy, and for Firepay, to have Africa’s biggest bank not only as a customer but now also as an investor in the business, and the opportunity for their product to scale beyond borders.
The dream team partnership doesn’t not come with its challenges, it’s not all rosy, after all, financial innovation and startups are competing with an archaic system with inertia to change from the security policy to the production management process. Partnering with banks is no walk in the park – especially given the early stages of these kind of collaborations.
As the ecosystem embarks on the journey, it’s key for both banks and startups to recognise that the bankable partnerships are not innovating not against legacy, but with legacy systems because of the valuable intelligence of failure’s patterns and the combination of new models, science and data through which both entities have the capabilities to impact.
And as a final word, ensure that your core values, and not just your technology and data talks to each other.
One of the most exciting things to be at this age is to be young (by age and mind), African and being a part of an organisation at forefront of contributing to the knowledge economy and leveraging the power of data and technology to empower economies and communities. We’re also at a time where the emerging market that is Africa has the opportunity to craft its own the Fourth Industrial revolution perception through not only commodity prices, but to diversify away from these resources and move into sectors which will leverage the opportunity to use open innovation as a tool to shape Africa’s Future Agenda.
Open Innovation is a term coined and promoted by Henry Chesbrough, professor and executive director at the Center for Open Innovation at Berkeley . The professor described it as “ … a paradigm that assumes that firms can and should use external ideas as well as internal ideas, and internal and external paths to market, as the firms look to advance their technology. The boundaries between a firm and its environment have become more permeable; innovations can easily transfer inward and outward. The central idea behind open innovation is that in a world of widely distributed knowledge, companies cannot afford to rely entirely on their own research, but should instead buy or license processes or inventions (e.g. patents) from other companies.”
The holistic idea of open innovation relates to creating profit and community from technology convergence of perceptions and an efficient way to operate and find solutions.And although outlined what it is, it is NOT Just crowdsourcing and one dimensional transactions, it’s to foster accelerate creative and business value for all stakeholders involved.
The Global Innovation Index is created and published by INSEAD, the World Intellectual Property Organisation (WIPO) and Cornell University and it covers 127 economies around the world and uses 81 indicators across a range of themes. Although no African countries emerged in the Top 10 of the list, Kenya (80) and Tanzania (96) represented the sub-Saharan African region as innovation players to be on the lookout for. Products and innovations like MPesa, Jumia, Ushahidi and Obami are incredible examples of the type of innovation that can and has come out of the continent.
My argument stems at how better accelerated in proving the concept and taking the product to market could these products have been, had the application of open innovation been applied.
Is it not about time that Africa heightened the advocacy and importance of open innovation? And at that, not just leaving it to one sector, but push collaborative open innovation – the interconnectedness needed to scale a Future Africa Agenda .
One of the most fascinating cases for me is the idea of a Sandbox, which is a cloud based capability that provides access to samples of organisations content and tools and where there’s tangible value for all stakeholders part of the transactions. On Africa’s potential alike, I believe we’re ready for a sandbox, and to this point, not only because Africa data is costly but finding credible sources of data has proven to be incredibly difficult.
Organisations like Fintech Sandbox have shown the value of a sandbox for startup partnerships in Boston, CodeSandbox Live in providing value for real collaboration between developers and Any API which has over 500 open APIs that have benefitted many entities. These entities show us what is possible with the world of open innovation in both emerging ad developed markets.
With the many 2020, 2030 and future plans that Africa has for itself, the concept of open innovation to drive Africa’s Future Agenda is a tool that not only invites the strengthening of intra-African and global knowledge trade , but the opportunity to collaborate with stakeholders in the private, NGOs and public sectors to empower Africa’s success.
Images : EOH and Schema Open Innovation
From the 3-5 May 2017, the world had their eyes on South Africa as the coastal city of Durban hosted the World Economic Forum on Africa with over 1000 global leaders from across the world. This year, the forum explored the theme of harnessing the opportunity to enable access and to empower the economically excluded in Africa by Achieving Inclusive Growth through Responsive and Responsible Leadership, an economic opportunity that has bypassed millions of Africans.
The Future of Africa, Booming Youth
In attendance were young and old executives, entrepreneurs and WEF’s Global Shapers community whose presence was an opportunity in answering how we can employ one of the continent’s most valuable asset of its booming youth, and African leadership. As a young person, I cannot express how discouraging it was to see an overwhelming number of youth delegates who were in attendance, not having many seats at the WEF speaking series of panel discussions, I’m hopeful that 2018 will orchestrate a different story.
The 2015 UN Department of Economic Social Affairs, Population Division report revealed that the youngest country in the world at present is Niger, with half of the almost 20 million population under 15 years old. The country, with Somalia, Angola and Zambia will by mid-century be the youngest countries. Fast forward to 2050, and the continent of Africa will be youngest continent. In fact, as we speak, Africa has the youngest population worldwide.
I’m of the belief that in order to unlock the potential of Africa’s economic growth and development, the appropriate policies, strategies and investments must be employed to empower women and youth, as to complement the concept of inclusive growth and shaping Africa.
How do we include women and youth in the design of policy and solutions that’ll empower them and the continent? ONE Africa highlights the theme of the Demographic Dividend as an opportunity to employ the appropriate policies and investments in education, employment and empowerment, particularly for women and youth. To take it a step further and expand on the idea, ONE Africa hosted a WEF panel discussion that was moderated by their Africa ambassador, Bonang Matheba, shining the ONE Africa Inclusive Growth strategy of equity and equality of education and increased budget spend on education, and finance flows and transparency of it.
Unpacking Inclusive Growth
“For growth to be inclusive, it needs to touch the lives of many African people. For us to have inclusive growth, we need to ensure that people from the rural and urban areas, and informal and formal are also benefitting from growth. And we know that from a social and economic point of view, women across sectors face harder hurdles in getting education opportunities and work twice as hard in the workplace. For ONE Africa, growth that does include and recognise women, is not inclusive growth.” says ONE Africa Interim Director, Nachilala Nkombo.
In my conversation with Nkombo, the underlying theme of the exchange acknowledged that in order to achieve inclusive growth, it won’t be a silver bullet. Certain frameworks will not necessarily create jobs, but will create enabling environments for job creators and creations, as well as owners and drivers of production.
The Demographic Dividend at Play
In order to achieve the objective of the Demographic Dividend, to be in a position where the working-age population (also are economically engaged) have fewer dependants and more capital in the household, the stakeholders need to be they who have their objectives set on the opportunities of the African challenges with lesser lip service and more action.
Quite prominent in the ONE WEF panel discussion was the call to action from government, and the pot of gold promises they have, with lesser accountability strategy. Inclusive growth needs responsible and responsive self-organising leadership who have a sense of urgency, and an agenda and strategy of implementation and communication, to mitigate movements like #FeesMustFall . In my conversation with Nachilala Nkombo, the conviction of an empowered, skilled and knowledgeable youth population that’ll drive growth, create opportunities and drive change echoes is what ONE Africa has done, and the work and engagement being done at present.
For the ecosystem, investing in young people should be no afterthought but, instead, an opportunity to co-create with stakeholders (between corporate, private and youth sector) in policy creation and discussions that are centred around the real needs of young people.
This can be achieved with self-organising stakeholders that are building an environment that is conducive for creation of means of production and empowerment of lives through sustainable inclusive growth measures.
“I did not originally set out a career in technology. What excites me the most about working in innovation and technology, is the fact that it's a connector, a tool that connects me in Cape Town (Silicon Cape) to someone in Silicon Valley and that it enables people, from whichever LSM that you're from, to have access to information.”
I remember receiving the email in my inbox and that being the highlight of my day:
The Silicon Cape Women’s Sub-Committee invites you to participate in a series of video clips to celebrate women working in a range of technology roles in and around Cape Town.We are inviting you, as one of a hand-picked group of talented and dynamic women, because we think your voice should be heard. Whether you’re a developer, founder of a tech startup, making strategic technology decisions, researching and innovating new technologies or still working your way up from the ground floor - you have something to say to others who want to be like you!"
I ofcourse had a moment of "WHAT?" and then after rereading the mailer, connecting with my confidence and nothing but flattery and appreciation for the recognition. I had just turned 22, it was a big deal! To this day, it still is, and I had to recognize that. Having this website will now also enable me to converse with you, and be transparent as I can about my life, because at the end of the day I want to see more women and black girls in STEM, (Science Technology Engineering and Mathematics), Entrepreneurship and Innovation work space. This is what this video is about, appreciating and showcasing the many faces of women in STEM and just some of the ways you can be a woman in technology, shot in 2016.
I hope you enjoy my Silicon Cape Women In Tech Video Interview.